Terms & Conditions

Terms and Conditions

Last Updated: December 16, 2025

Welcome to NFSA.org (“NFSA,” “we,” “us,” or “our”). By accessing or using our website, services, programs, or communications (including SMS/text messaging), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please do not use our services.

  • Use of Website

You agree to use NFSA.org for lawful purposes only and in a manner consistent with all applicable laws and regulations. You may not use this site in a way that could damage, disable, overburden, or impair our services.

  • Intellectual Property

All content on NFSA.org, including text, graphics, logos, images, and digital materials, is the property of NFSA or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or modify any content without prior written permission.

  • User Submissions

If you submit information through forms, registrations, or other interactive features, you agree that:

  • The information provided is accurate and up to date
  • You have the right to provide such information
  • NFSA may use the information in accordance with our Privacy Policy
  • SMS/Text Messaging Terms (10DLC Compliance)

By providing your mobile number and opting in, you consent to receive SMS/text messages from NFSA related to updates, alerts, events, programs, or other relevant communications.

Message Details:

  • Message frequency varies based on your engagement with NFSA programs, events, and communications.
  • Message and data rates may apply
  • Consent is not a condition of purchase or participation

Opt Out:

  • Reply STOP to Opt Out and unsubscribe at any time
  • You will receive a confirmation message and no further messages will be sent

Help:

Your use of NFSA.org is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using our services, you consent to our data practices.

  • Third-Party Links

NFSA.org may contain links to third-party websites. These links are provided for convenience only. NFSA is not responsible for the content, policies, or practices of third-party sites.

  • Disclaimer

NFSA provides its website and services on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of our content or services.

  • Limitation of Liability

To the fullest extent permitted by law, NFSA shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or services.

  • Indemnification

You agree to indemnify and hold harmless NFSA, its officers, directors, employees, and affiliates from any claims, damages, or expenses arising out of your use of the website or violation of these Terms.

  • Changes to Terms

NFSA reserves the right to update or modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the website or services constitutes acceptance of the revised Terms.

  • Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the United States and the State of Maryland, without regard to conflict of law principles.

If you have questions about these Terms, please contact us:

NFSA
Website: https://www.nfsa.org